Boiler Install 0% Interest Payment Plan Agreement

West Lothian Gas
18 Mauldeth Road, Broxburn, EH52 6FB · 07961 768920 · hello@westlothiangas.com · Gas Safe Registration No. 927997

Boiler Install — 0% Interest, 12-Month Payment Plan

(Boiler Installation — Instalment Agreement)

This Agreement is made between West Lothian Gas (“the Company”, “we”, “us”) and the Customer named below (“the Customer”, “you”), and sets out the terms on which the Company will carry out a boiler installation for the Customer, and the terms on which the Customer will pay the Total Price in twelve (12) instalments at 0% interest.

1. The Parties

2. The Works

• The Company will supply and install the boiler make and model recorded above at the Installation Address, including associated parts and works as required (e.g. flue, controls, filter, power flush)
• The Works will be carried out by a Gas Safe registered engineer in accordance with the Gas Safety (Installation and Use) Regulations 1998, applicable Building Regulations, and the manufacturer's installation instructions
• A Gas Safe installation record and, where applicable, a Building Regulations compliance certificate will be provided to the Customer on completion
• Estimated duration: 1 day, unless otherwise agreed with your engineer

3. Total Price & 0% Interest

The total price for the Works, inclusive of parts, labour and VAT (if applicable), is £2,657.00 (“the Total Price”). No interest, credit charges, or fees of any kind are added to the Total Price under this Agreement — the amount the Customer repays in total is exactly equal to the Total Price.

4. Payment Plan

No separate deposit is charged. Instead, the first of twelve (12) instalments is payable upfront on the date of installation, and the remaining eleven (11) instalments are collected automatically by card, once a month, via Stripe.

• Payment method: recurring card payment collected securely via Stripe, starting when you pay your first instalment using the button below
• Each instalment falls due one month after the previous one, for 12 instalments in total
• The Customer may repay all or part of the outstanding balance early at any time, free of charge and without any early-settlement fee, by contacting the Company on 0131 581 8509 or hello@westlothiangas.com

5. Regulatory Status

This Agreement provides fixed-sum credit repayable in twelve (12) instalments or fewer within a 12-month period, with no interest or charges. The Company believes this falls within the exemption for certain interest-free credit agreements under Article 60F(2) of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001, and is not a regulated credit agreement requiring FCA authorisation on that basis.

6. Right to Cancel

If this Agreement is signed away from the Company's business premises, the Customer has a 14-day cooling-off period during which they may cancel free of charge, in accordance with the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013. To cancel, contact the Company on 0131 581 8509 or hello@westlothiangas.com.

7. Missed or Late Payments

• A £20 administration fee may apply to any missed or returned instalment payment
• If two consecutive instalments are missed, the account will be treated as in arrears and the Company may contact the Customer to arrange repayment
• The boiler remains the Customer's property once installed and fitted, and is not repossessed for non-payment under this Agreement

8. Guarantee and Warranty

• The installation itself is guaranteed by the Company against defective workmanship for a period of 12 months from the date of completion
• The boiler and its parts are separately covered by the manufacturer's standard warranty, subject to the manufacturer's terms, correct use, and (where required) an annual service carried out by a Gas Safe registered engineer
• Nothing in this Agreement affects the Customer's statutory rights under the Consumer Rights Act 2015

9. Customer Responsibilities

• Provide the Company with safe and reasonable access to the property to carry out the Works and any warranty repairs
• Keep the property and its contents (including the boiler) adequately insured
• Not allow any person other than a Gas Safe registered engineer to service, repair, or modify the boiler during the warranty period, as this may invalidate the guarantee
• Keep payment details up to date and notify the Company promptly of any change in circumstances affecting the ability to pay

10. Data Protection

The Company will hold and process the Customer's personal and payment details in accordance with the UK General Data Protection Regulation and the Data Protection Act 2018, solely for the purposes of carrying out the Works, administering this Agreement, and collecting payment. Personal data will not be shared with third parties except payment processors (Stripe), subcontractors directly involved in the Works, or where required by law.

11. General

• This Agreement represents the entire agreement between the parties regarding the payment plan for the Works and supersedes any prior discussions on this subject. Any variation must be agreed in writing and signed by both parties
• If any provision of this Agreement is found to be unenforceable, the remaining provisions will continue in full force and effect
• This Agreement is governed by the law of Scotland, and the parties submit to the jurisdiction of the Scottish courts

Signatures

By signing below, both parties confirm they have read, understood, and agree to be bound by this Agreement.

This is a plain-language service agreement and does not constitute legal advice. If you have any questions before signing, message us on WhatsApp on 07961 768920.